Payday Loan Rates and Fees

Payday Loans

The maximum annual percentage rate that is currently charged on loans is 469.29%

Waldo Financial is a licensed lender regulated by:

Missouri Division of Finance
PO Box 716
Jefferson City, MO 65102-0716
(573) 751-3463

The loan agreement is governed by the applicable laws of the State of Missouri.

Maximum Loan Amounts

Residents may receive up to $500 per Missouri law.

Loan Terms

Generally, your loan will be due on your next payday that falls between 14 and 31 days from the loan origination date.

Extensions/Rollovers

In accordance with Missouri law, you may extend your loan. Missouri limits the number of times you can extend a loan before it must be paid in full. You are eligible to re-loan at any time once the loan is paid in full.

Rate and Term Chart

*ANNUAL PERCENTAGE RATE: The APR is the cost of your loan expressed as a yearly rate. The above APR's are based on example loan terms of one payment (advance amount + finance charge) due in 14 or 30 days.