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Apply Online for Payday Loans, Cash Advance Loans, Car Title Loan, Sell Gold in Kansas City

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  • Business Check Cashing Services
  • Car Title Loans
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  • We Buy Gold Kansas City

Need a Cash Advance in a Hurry?

When you need cash or a cash advance in a hurry, consider a WaldoFinancial.com payday loan or cash advance. Countless people in the Kansas City area just like you have benefited from a payday loan or cash advance loan when they find themselves short on cash, or an unexpected expense arrives out of nowhere.

Apply Online for a Payday Loan or Installment Loan

You can apply online using our secured form at the top of the page. Then walk into our convenient Kansas City payday loan store location to pick up your cash.

What Is a Payday Loan?

A payday loan is a small loan, typically between $100 - $500, that is used to help a borrower's unexpected expenses like bill payments, car repairs, household emergency repairs or other like financial emergencies. Payday loans are a great short-term source of emergency cash. Payday loans are therefore often referred to as Cash Advance Loans.

What Is an Installment Loan?

A Kansas City installment loan provide you with quick cash like a payday loan, but it allows you to extend the loan duration beyond the next payday. Your loan repayments are the same throughout the duration of the loan. You can pay the installment loan off early without penalty. Once you have paid off the installment loan, you are immediately eligible for another. Installment loans are often referred to as unsecured loans or signature loans.

How Does It Work?

Instead of facing bounced checks and the hassles associated with other types of short-term loans, experience the convenience of our payday loan and installment loan services.

Using WaldoFinancial.com for your Kansas City area payday loan, cash advance loan or installment loan, you never have to worry about standing in line or trying to find the best local payday loan store in Kansas City and surrounding area. Apply online using the secured form at the top of the page to pickup your cash advance loan at our convenient WaldoFinancial.com Kansas City store location. The form only takes a few minutes to complete. It can put cash in your hand in no time.

You can also walk-in or call into our convenient Kansas City payday loan location to apply for a payday loan or installment loan.

WaldoFinancial.com is a licensed direct lender. All repayment terms and associated dealings are between you and WaldoFinancial.com.

How Much Can I Borrow?

Once approved, WaldoFinancial.com may provide you up to $500 in a payday loan. Most people borrow between $100 to $500. How much you can borrow depends on factors like your income and employment history.

While payday loans provide up to $500, an installment loan can provide you up to $2,000.

We strive to offer the best customer service and flexible repayment options to make the process even easier. Don’t wait any longer for the cash you need – get started now using the form at the top of the page!

How Do I Qualify for a Payday Loan or Cash Advance Loan?

Most payday loan lenders like WaldoFinancial.com of Kansas City will consider whether you..

  1. Have a job or receive regular income.
  2. Earn at least $1,500 per month.
  3. Are a U.S. resident at least 18 years old.
  4. Have a bank account in good standing.
  5. Have direct deposit of your paycheck into your checking account.

Even if you've had a prior bankruptcy, a poor credit history or charge-offs, you may still qualify for a payday loan or cash advance loan in Kansas City.

Kansas City installment loans have slightly different qualifications.


Have bad credit? Own your car? Get a Kansas City car title loan.

Waldo Financial provides the best car title loans in Kansas City. They help you with instant cash when traditional lenders won't. Instead of gauging your credit score, Waldo Financial uses your car title as loan collateral.

And the best part is that you get to drive away in your car with cash in your pocket while you pay off your loan. Use our online application now to apply for a Waldo Financial car title loan in Kansas City.

Need other quick cash options? Sell your gold for cash!

Maybe a payday or cash advance loan isn't the right match for you. If not, sell your gold for quick cash instead. We buy gold here in Kansas City. And we'll likely pay you 2 to 3 times more for your gold than you'll find elsewhere in the area.

Are you wondering how much your gold is worth?

Give us a call today at (816) 333-6800 and we'll tell you how much we're paying for gold that day. Since the price of gold fluctuates daily based on the International market, it's nice to know in advance what you can expect when you sell your gold. You don't even have to walk into our store; just call us and we'll tell you our gold prices.

When you do walk into our store, we'll weigh your gold right in front of you. We'll tell you the gold weight in the International standard of "grams", not "pennyweight". (Many of the "we buy gold" stores report the gold weight in "pennyweight" then pay you based on "ounces". We're not sure why they do this other than to confuse you.)

Once we weigh your gold, you'll receive a written quote in plain English that details exactly how we came up with your offer. You can sell us your gold right on the spot. Or you can shop it around for a better offer.

As most know, we've been offering payday loan and check cashing services for over 14 years. Since those services cover our business overhead costs, we're able to pay you 2 to 3 times more for your gold when compared to the Kansas City area "we buy gold" stores.

And the best part is that once we buy your gold, you walk out the door with fast cash in hand!

Sell your gold at Waldo Financial of Kansas City. Call (816) 333-6800 now to get a quote on selling your gold for cash. Or simply walk in the door with your gold.. then walk out the door with cash!


Q. What are the implications of late payment or non-payment?

A. If you do not make a loan payment by your due date, we will attempt to contact you using one or more authorized methods, including phone calls, emails, and text messages to arrange for payment. In addition, we may re-present any returned payments to your bank in accordance with your loan agreement, applicable law, and regulatory requirements we may assess a returned item fee of $10 as permitted by state law. You may also incur a fee from your bank or credit union.

Waldo Financial will then attempt to contact you in order to make alternate payment arrangements. The customer may also incur additional fees. Specific late and non payment fee's include a $10.00 Return Item Fee and a Late Fee of 5% of the principal loan amount after 15 days. For more information on late and non payment fees please check your actual final loan disclosure documents.

Q. What is your policy on responsible lending?

A. Waldo Financial commits to you that short-term cash advance loan products offered are issued in accordance with applicable state and federal laws. We strive to provide you, our consumer, the greatest level of fairness and transparency available. This is a short-term loan intended to help you meet your immediate needs. It is not designed to help you meet longer-term financial needs. If you extend or refinance this loan, it will result in additional charges. We strongly encourage you to only borrow the amount you need and repay it as soon as possible. We are members of United Payday Lenders of Missouri which is committed to serving and educating consumers in Missouri.

Q. What is the APR for Waldo Financial payday loans?

A. The APR for Waldo Financial payday loans is 469.29%. Click here for more detail regarding our Rates and Fees.