Payday Loan Rates and Fees

Payday Loans

The maximum annual percentage rate that is currently charged on loans is 469.29%

Waldo Financial is a licensed lender regulated by:

Missouri Division of Finance
PO Box 716
Jefferson City, MO 65102-0716
(573) 751-3463

The loan agreement is governed by the applicable laws of the State of Missouri.

Maximum Loan Amounts

Residents may receive up to $500 per Missouri law.

Loan Terms

Generally, your loan will be due on your next payday that falls between 14 and 31 days from the loan origination date.


In accordance with Missouri law, you may extend your loan. Missouri limits the number of times you can extend a loan before it must be paid in full. You are eligible to re-loan at any time once the loan is paid in full.

Rate and Term Chart

*ANNUAL PERCENTAGE RATE: The APR is the cost of your loan expressed as a yearly rate. The above APR's are based on example loan terms of one payment (advance amount + finance charge) due in 14 or 30 days.