Installment Loans

Installment loans from Waldo Financial can provide you with the cash you need right away for those unforeseen expenses and emergencies.

Waldo Financials' installment loans are unsecured loans that provide you emergency cash in the Kansas City area when you need it most. They provide you with a flexible and convenient loan repayment schedule compared to other loan types that you may consider here in the Kansas City area.

What Is An Installment Loan? How Does It Work?

Kansas City installment or signature loans are short-term loans that puts cash money in your hands right away. It gives you quick cash like a payday loan, but it allows you to extend the duration of your loan beyond the next payday. Your loan payment amount will remain the same until your loan is paid in full. Your installment loan accrues interest daily over the duration of the loan.

You can pay off the unsecured loan balance early without penalty. Or you can extend the loan duration as you need.

Once you have paid off your installment loan, you are immediately eligible for another.

Yes, many also consider this type of loan as a signature loan or unsecured personal loan. It’s a type a loan that uses your signature and promise to pay the unsecured loan as collateral.

At Waldo Financial, we can provide you installment loans to help you with your emergency cash needs, or to help you with cash to make a major purchase. By choosing an installment loan, you can repay your loan over a longer period of time compared to payday loans. While we can loan up to $2,000, you’re in no way obligated to take the full amount of money you may have been approved for.

Installment loans are similar to payday loans; they provide you with immediate cash. However, installment loans provide you higher loan amounts and longer loan repayment periods. These unsecured loans also provide you a fixed bi-weekly, semi-monthly or monthly payments that correspond with your pay dates.

Installment loans are often referred to as unsecured personal loans.

We provide unsecured installment loans up to $2,000.00.

Simply apply for an installment loan online using the secured form on the home page. The online application only takes a few minutes to complete. Submit your bank statement and paystub. We will review your installment loan application. Funds from approved installment loans may be given cash or funded instantly to your bank account.  

Call Waldo Financial at 816-333-6800 now to speak with a Kansas City installment loan consultant. Or click here to apply online now.

Can I Qualify for a Waldo Financial Installment Loan?

To qualify for a Waldo Financial installment loan, you must provide:

  • 18 years of age minimum
  • U.S. citizen
  • Valid photo ID
  • Current proof employment or fixed income of at least $1500 per month
  • If employed, you must be employed at least 36 hours/week and make at least $12/hr.
  • An active checking account with a traditional bank that has been opened a minimum of 90 days
  • Direct deposit of your income into your checking account
  • A debit card in your name that has a MasterCard or Visa logo
  • Verifiable home or mobile phone
  • Verifiable social security number