Have bad credit, or no credit at all? Do you own your car? If so, you can find car title loans in Kansas City at Waldo Financial. Now you can put instant cash in your pocket when traditional lenders won't. Instead of gauging your credit score, Waldo Financial uses your car as loan collateral.
Waldo Financial provides the best car title loans Kansas City. Minimal paperwork is required. Flexible repayment terms are provided. The entire loan process is discrete and confidential. Most title loans are funded within 2 hours of application. There is never a penalty for early loan repayment.
And the best part is that you can drive away with cash in your pocket while you pay off your loan! Apply now for a car title loan in Kansas City using the form at right.
Getting your Waldo Financial car title loan is as easy as 1-2-3. Here's how it works.
As you prepare to apply online for your car title loan, ask yourself:
We encourage you to be financially responsible in your borrowing so that you're able to comfortably repay the loan.
Keep in mind that you'll be paying interest on the loan for as long as you have it. The longer the loan, the more interest is accrued. You can pay the loan off early without penalty.
As you take out a car title loan, you'll want to ensure you can repay the loan. As we consider your title loan, we'll look at your net monthly income to ensure you'll be able to make loan payments.
Prior to applying online, be sure to have the following car information handy:
In addition, you'll want to have other information handy like personal contact info, employment, bank accounts and driver's license. You'll provide us this information when submitting your car title loan online application.
Use our easy online application now to apply for a car title loan Kansas City. Most loans are completed within 2 hours once we get the information to verify the car title loan application.
How Much Can I Borrow?
You can borrow between $500 and $5,000. The amount depends largely on the value of your vehicle.
How Long Do I Have To Pay Back the Loan?
We offer repayment terms of 12, 18 and 24 months. There is no penalty for early loan payoff.
I Have Poor Credit. Is A Credit Check Performed?
We do not pull a major credit report. However, we do subscribe to two subprime lending databases. You may still qualify for the best car title loan even with poor credit.
What Documents Will I Need To Provide?
Once we've received your online title loan application, we'll ask that you provide the title to your car, your most recent monthly bank statement, pay stub, proof of full coverage insurance, valid driver's license and a current utility bill. Documentation shall be less than 30 days old.
Does My Vehicle Have To Be Paid Off In Full?
Your vehicle should be paid off.
Does The Vehicle Have To Be In My Name?
If you are the person requesting the title loan, then yes, the vehicle title must be in your name.
What Condition Does The Vehicle Have To Be In?
The car must be in good working order. We cannot provide loans on the following title types: salvage, theft recovery, rebuilt, lemon law, or taxicab.
Do You Loan On Other Types of Vehicles?
We provide Kansas City title loans on passenger cars, trucks and vans only. We can also provide loans on classic cars. Please be prepared to provide pictures of your classic car.
What Is Your Car Title Loan Interest Rate?
The basic title loan interest rate is 120% APR to 149% APR. Your interest rate will be determined after review of your loan application. You'll receive a written quote explaining the loan terms, conditions and interest rate prior to signing your loan paperwork.
Do you still have questions?
Call Waldo Financial at 816-333-6800 now to get a Kansas City title loan quote.